Monthly Payment Options

Break your project into predictable monthly payments.

Pay for your project with predictable, monthly payments without tapping into your home equity.*

Check rates in under 2 minutes.

• Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.
• Loans typically fund in 1-5 days** If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours.
• Fixed monthly payments.
• Personal loans found on Hearth have fixed rates and terms.
• You’ll know your monthly payments upfront.
• No prepayment penalties.
• You can pay off the loan early with no additional fees

What rates should I expect?

Installment loans have predictable monthly payments, and can be funded quickly. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates.